Serving Southwest Illinois: Specializing in Scott AFB Relocation including: O'Fallon, Belleville, Swansea, Fairview Heights, Shiloh, Mascoutah, Lebanon, & New Baden
I am a full-time active professional REALTOR. Coming to the industry, I soon discovered that the Practice of Real Estate by most was not at a level of professionalism that I had envisioned. I decided to create the experience for customers that surpass all expectations. My clients benefit from this ongoing goal. I understand that selling or buying a home is the greatest financial decision many of us will ever make. I am here to make this experience a positive one. “After all, it is not about me, it is all about you.” Together we are "Making Real Estate Simple" If you have any questions about the processes of buying, building or selling a home, and if you need assistance in any way, I can easily be contacted by pressing the contact button or by calling me directly at (618) 910-8741.
Are you looking for Buyer Representation? Let me help you find that dream home. I DO NOT use any high pressure tactics and as your designated real estate professional will provide you with assistance and advise to meet your specifications relating to location, price, features, amenities, and help you find the best possible loan. I will arrange for inspections, advise according to the pricing of comparable properties, and assist in the negotiation of a contract acceptable to you. I am enthusiastic, motivated, honest, patient, and will work hard to ensure you have a positive experience.
Are you looking for Seller Representation? If you are looking for an agent who thinks outside the box during these tough real estate times you can stop looking. First of all I am going to listen to your needs and goals. Then I am going to discuss compensation if I sell your home. Why you ask? Well I know that is what you are thinking, and I am aware this is your biggest investment. I provide very competitive listing packages depending on your specific needs. I will then provide you with a Market Analysis of your demographic area. I will be honest when pricing your home. Ultimately the price is your decision; however a home that is over priced from the start will loose prospective buyers. My goal is to sell your home with for top dollar and with minimal days on the market.
The bill provides for a $8,000 tax credit that would be available to first-time home buyers for the purchase of a principal residence on or after January 1, 2009 and before December 1, 2009. The credit does not require repayment. Most of the mechanics of the credit will be the same as under the 2008 rules: the credit will be claimed on a tax return to reduce the purchaser's income tax liability. If any credit amount remains unused, then the unused amount will be refunded as a check to the purchaser.
What Will You Need When Appling For A Loan
Picture ID
Social Security Number.
Address for the past two years.
Names and addresses of each employer for the past two years.
W-2's
Last two pay stubs.
List of all checking and savings accounts and the financial institutions they are held with.
Balance and monthly payment of all current loans and the lender name.
If you are self employed: last two years' tax statements; year to date profit and loss statement prepared by an accountant.
Loan information and address of real estate owned.
Certificate of eligibility or DD214s (VA only).
Deposit for credit report and appraisal.
Preview Listings
New Construction
Belleville, IL
Price: $201,647
Bedrooms: 4
Bathrooms: 2 1/2
Sq. ft.: 2705
Lot size: 50 x 122
